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Unsure which mortgage program will best fit your needs? contact us and one of our home loan advisors will help find a program that best fits your unique situation.

Are you a veteran or active duty military who is looking to purchase a home? If so, you are eligible to take advantage of one of the best loan programs on the market today! A VA loan can offer low interest rates with zero down payment and no monthly mortgage insurance. There is an upfront funding fee with these loans which can be rolled into the loan amount so the veteran is not required to pay this fee out of pocket.

The VA loan program is an excellent choice for both first time and repeat buyers alike. With the combination of zero down payment and up to 6% seller concessions available to cover closing costs and pre-paids it is possible to structure a VA loan with little to no money out of the borrower’s pocket at closing.

VA Loan Pros and Cons

Zero down payment required
No monthly mortgage insurance
Low monthly payment


Not available to everyone - Limited to veterans or military personnel
Has upfront funding fee (VA’s version of mortgage insurance)

A VA (Veterans Administration) guaranteed home loan is the preferred loan program for active, non-active, Reserve, National Guard, and retired military of the armed forces because there is no down payment needed and no private monthly mortgage insurance required.