USDA MORTGAGE LOANS

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USDA LOANS

Unsure which mortgage program will best fit your needs? contact us and one of our home loan advisors will help find a program that best fits your unique situation.

If you’re looking to purchase a home in a rural or suburban area with no down payment and minimal investment, a USDA Rural Development Loan may be a good option for you. USDA loans offer many advantages for borrowers who may not qualify for other programs, such as flexible credit guidelines and low monthly mortgage insurance costs. Properties that qualify for USDA funding must fall within certain geographical areas.

USDA Loan Pros and Cons
Pros:

No down payment option
Flexible credit and qualifying guidelines
Ability to finance repairs and closing costs into loan

Cons:

Geographical restrictions
Income limits
Single family, owner occupied homes only – no investment properties