Discover the Benefits of Conventional Loans
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Conventional Loans

Best for:
Buyers with a good credit score and money for a down payment.

What it is:
Conventional loans are among the most sought-after mortgage programs. They come with varying terms, including 15, 20, and 30 years, catering to diverse financial needs and goals. Featuring consistent monthly payments and potentially competitive interest rates, these loans offer borrowers peace of mind.


Conventional loans prioritize the borrower's financial standing. This means a better rate can be achieved with stronger qualification factors such as a higher credit score, significant liquid assets, and a low debt-to-income ratio.


Multiple term options, including 15, 20, and 30-year terms.
Potential for low monthly payments.
Low down-payment options available.


Eligibility is largely influenced by credit score and income.
Potential for higher interest rates compared to certain other loan programs.
Shorter terms may result in higher monthly payments.

Still debating which mortgage program aligns with your objectives? Reach out and one of our loan originators will guide you towards a solution tailored to your distinct needs.